The best money tracker appNavigate your finances with confidence. Track spending, budgets, investments, net worth.

Now available for Mac and iPhone

Download

Track your spending and boost your savings

Daily snapshots

Review your recent spending, check on that refund, and see what bills are coming up

Smart categorization

Our data-driven categorization engine creates custom rules to fit your spending

Rollovers

Set budgets to carry your remaining balance from one month to the next

Cash flow

Get a high-level overview with monthly summaries of your income and expenses

Budget rebalancing

Tap to approve smart adjustment suggestions

Machine learning

Our categorization engine is a quick study

Custom categories

Create your own spending categories and groups

Categorization rules

Define custom rules for the trickiest transactions

Integrations

See transaction details from Amazon and Venmo

Full transaction control

Make adjustments to any part of a transaction

Zoom out and get the big picture

Stocks
Mutual Funds
ETFs
Bonds
Real Estate
Crypto

All your investments together in harmony

Real Estate

Enter your property address and Copilot will track your home’s estimated value

Net-worth tracking

Keep tabs on your net worth with consolidated views of your accounts and investments

AAPL
Apple Inc
1.91
MSFT
Microsoft C...
1.64
TSLA
Tesla Inc
1.52
VTI
Vanguard T...
1.47
SPY
SPDR S&P 5...
1.12
Live performance estimates

Manage recurring expenses

See your bills at a glance

Copilot detects your recurring transactions and organizes them into a monthly view.

Split recurrings

Easily reconcile regularly shared expenses

Mark as recurring

Add new recurring transactions to Copilot

Catch price changes

Recurrings help you spot price hikes sooner

Pause recurrings

Your subscription will be there when you’re ready

Set a frequency

Tune recurrings to the frequency you want

Endless possibilities to make it your own

Amazon
Last order
🐶Doge
1Purina Pro Plan with Probiotics Shredded Blend High Protein
17.84
🛍Shops
2USB C Female to USB Male Adapter 2 Pack
24.98
Transaction rules
  • 🙈Oops
  • 🍷Date night
  • 💡Utilities
  • Budget

    566 left

    out of 8,230 budgeted
    Spending
    12.65 UNDER
    Target
    🚙Honda 47
    🐶Doge 17
    💡Utilities
    Vacation
    💼Work expenses 4
    🍷Date night 16
    🙈Oops 34
    🚘Ford 60
    🪴Home 68
    🍎Groceries 68
    👕Healthcare 94
    Investments
    Fidelity
    52,996.75
    3.12
    Wealthfront
    16,404.89
    2.54
    Recurrings

    245

    left to pay
    🏠
    Mortgage
    1st
    2120.53
    🎧
    Audible
    11th
    9.99
    📺
    Netflix
    5th
    15.99
    🏦
    Chase CC
    11th
    200

    Gain peace of mind

    Copilot’s smart monitoring lets you know when something needs your attention with alerts that help you:

    Build better credit over time
    Prevent overdraft fees
    Stick to your budgets
    Spot unwanted bank fees
    Understand your spending
    Stop fraud in its tracks
    Know the moment you get paid
    Catch changes to your bills

    Copilot provides a best-in-class experience

    Bulk actions
    Mac
    Sidebar pinning
    Mac
    COMING SOON
    Light and Dark mode
    Mac and iPhone
    Widgets
    iPhone
    Quick launcher
    Mac
    Fast search
    Mac and iPhone
    Face ID
    iPhone
    Import Apple Card statements
    iPhone
    Native applications

    Built with Apple frameworks for the best performance on Mac and iPhone

    Download
    Privacy & security

    We treat your personal and financial data like we’d want ours to be treated

    Learn more
    Adhithya
    @adhidesign
    Easily @copilotmoney is the best budgeting app I’ve ever used! 💯
    Sean McCabe
    @seanwes
    I can’t remember the last time I’ve purchased an app so fast.

    Absolutely blown away by the Copilot iOS app. It’s a delight to use. copilot.money/link/xjaDs8FGM…

    Instant visibility into all of my expenses and subscriptions.

    Is there such a thing as the opposite of buyer’s remorse?
    Spencer Schoeben
    @netspencer
    It’s been awhile since I’ve come across a truly well designed and built app that’s also incrediby useful.

    But @copilotmoney has blown me away.

    I’m embarassingly bad at managing personal finances and this app has already helped me become more aware of my spending.
    Andrew Meyers
    @andrewmeyers
    Five minutes in, and @copilotmoney is really, really good. Not sure what to do with @EveryDollar now.
    Kannamathr, 08/24/2022

    Best budgeting app I’ve used

    I almost never leave App Store reviews, but this app has literally changed my life. I’ve tried Mint, Clarity, NerdWallet, SoFi Relay, and various other budget tools, and Copilot has been by far the best for me. My finances are in the best place they’ve been in years, because Copilot’s rollover-based budgeting system and its handling of recurring transactions just “click” with the way I think about money. Well worth the subscription!
    Ryan44044, 07/01/2022

    Incredibly capable

    I’ll preface this by saying this is the first app I’ve ever reviewed. Kudos on an amazing job well done. I’ve gone through so many budgeting apps and they all fell short in one way or another. This one does everything I’ve been looking for and more. I will definitely be subscribing once my trial period is up. Thank you!
    brock1234-234, 03/23/2022

    Favorite App I Have!!

    Copilot is literally my favorite financial tool I’ve ever used. I’ve tried different financial & budgeting tools in the past, excel sheets, etc. but all of them have been difficult to stay on top of my finances. This is by far the easiest I’ve used and extremely well organized. Just link your financial accounts, setup your budget and the app pretty much tracks the rest :)
    Stephen Ellis
    @snoopeh
    Big fan of @copilotmoney

    I’m a spreadsheets guy and my wife totaly isn’t - I wanted to find a UI/UX that she’d be happy with.

    She loves it.

    Thanks for the rec @blakeir
    Nauzli Dadkhah
    @nauzli
    Ooh buddy. Downloaded @copilotmoney last night. Crazy impressed w the intuitive UI, ability to set rules against descriptors & merchant categories, & ability to categorize individual Venmo txns. Converted to paying subscription within the hour.
    Tome Cvitan
    @cvitan
    I have to give a shout out to @copilotmoney for making an absolutely excellent budgeting / money app, with a sustainable monetization strategy that is not about selling my data. (Not affiliated with them, just spent a bit too much time evaluating money apps :)
    Nate Bosshard
    @natebosshard
    No idea who is behind this app but it instantly went to my homescreen and converted into a paid customer. Best personal financial product I’ve ever used.
    Giullian93, 01/08/2022

    Best financial app I have used.

    Copilot listens to their customers and provides an excellent integration experience. Taking care of my finances is much easier now and I don’t worry about my data being sold since I pay for the app. That security is very important to me. Also, the Venmo integration is just awesome!
    PokeJD, 03/04/2022

    Helped bring domestic tranquility

    My wife and I were continually bickering over our budget when we were using other budgeting apps. This one has really helped us both stay on the same page and work together. Quickly and easily syncs and is intuitive to use.
    KJP0123, 02/13/2022

    Way better than Mint and worth the cost

    I’ve used Mint for 7 years and I am never going back now. Copilot is so much easier to manage because it’s rule system actually keeps items in the correct category and you don’t have to worry about pending transactions changing because it updates the correct transaction when it changes. Also love that there are no ads and love that it has a super responsive help and feedback request feature which I’ve already used multiple times.
    Great app!! Totally worth it if you’re switching from Mint. I also have tried every budgeting app out there (Simplify, YNAB, etc) and this blows them all away.

    Honest and thoughtful pricing

    Test drive for free
    Take Copilot for a spin before you connect a single account. If you like what you see, you can start a free trial.
    Copilot's demo mode interface
    Pricing
    7.92
    95 billed yearly
    Pay yearly
    monthly
    No ads, hidden fees, or shenanigans. Your data stays private, and we get to focus on building the best product for you.
    Andres
    Gabriel
    Bastian
    Olivia
    Sergio
    Michelle
    Diego
    Marcos
    Rafael
    Dennis
    Naomi
    Liam

    We're on a mission to help you reclaim your data from the banks

    We believe providing access to better financial tools improves people’s lives, so we’re taking money matters into our own hands.

    Staying on top of finances takes way too much time and energy. We built Copilot because we got tired of waiting around for someone else to do what we always knew was possible.

    Building something like Copilot isn’t easy, but we’re lucky to have an all-star team leading the way. Our team members are diverse, working from different parts of the world and coming together to create a better personal finance experience for everyone. We care about getting it right, and about doing right by our users. Get in touch with us with any questions or feedback—we’d love to hear from you.

    Our team is from companies like…

    GoogleApple