Copilot: Track & Budget Money 4+

One system to rule them all

TL;DR - Co-pilot is the best, does what I want, some quirks, better than the competition by a long shot. If you learn to use it (support is very helpful), you will love it.

I am a very analytical person who has tried almost every budgeting app people have thrown my way. I started in excel sheets, then I moved on to a terrible system I made in notion, then every app I could find, then a flushed out system in Notion that I loved.

I could not find a piece of software that did what I wanted it to do - then I found co-pilot. There are some quirks that I need to learn to work around, but even those get resolved in future updates (the dev team is on top of requests, support is unmatched).

The monthly recaps are a godsend, as I often sit down once a month to review everything. Co-pilot essential spoon feeds you the recap.

I love that I can track everything in one spot, split charges, add tags to internal transfers/income (makes categorizing credit card cash backs and earned interest very easy).

All in all this is the best, I love it, and nothing I have used in the past has been this useful, this helpful, or this beautiful (seriously, the design is very pretty). Keep it up Co-pilot team!!

Good for single people with simple finances

The app basically tags your spending into different categories, and is good at it, but is light on keeping track of your budget vs actual spending. That isn’t to say it lacks those feature, but if you’re used to Quicken or Mint or any of the legacy budgeting apps, its budget analysis features are limited. If you’re single and have simple finances what they have is probably enough. The other thing that’s missing is support for joint accounts for couples to work together on shared expenses. The workaround requires two separate CoPilot subscriptions, one for her, and one for me, which is twice the work and twice the cost as we both end up having to categorize joint transactions. That being said, the functionality that is there works well once you get past some of the quirky UI behavior, and support does eventually get back to you.

Developer Response ,

Hey there, thank you for sharing this feedback. Thanks for the thoughtful feedback! We totally understand how important budget analysis and joint account support are, and we’re actively working on expanding these features.

We prioritize stability and smooth functionality, which is why some of these features may take a bit longer to roll out. We’re glad to hear the core functionality is working well, and we appreciate your patience as we continue to improve the app.